For whom is Industry loan designed?
Industry loan is designed for export-oriented enterprises in the areas of processing industry, mining industry, production, transfer and distribution of electrical energy and waste processing and disposal, investing into machines and devices.
Industry loan helps if a bank loan or leasing is used for an investment, but the entrepreneur lacks the required capital for self-financing. Similarly to the owner of the enterprise, KredEx gives capital as a subordinated debt to the disposal of an entrepreneur, which in the eyes of other financers increases the self-financing of the enterprise. That makes it possible to receive additional leasing or bank loan an thus helps the company to grow quicker. KredEx does not interfere in the management of the enterprise having received a loan.
What are the main requirements to an applicant?
*KredEx may also count the loans granted to the entrepreneur and subordinated to the KredEx loan as equity.
The Industry loan is financed from the European Regional Fund.
How to apply for the Industry loan?
To apply for the Industry loan, firstly it is necessary to contact a bank or leasing company to obtain a decision regarding the issuing of a bank loan or leasing.
KredEx processes loan applications, which have received a positive financing decision from a credit or financing institution.
To submit a loan application, the applicant shall fill in the application form on the KredEx homepage and append the following:
KredEx only finances projects which have not been fully implemented by the time of making the financing decision.
Please read the Industry loan terms and consult our customer account managers if necessary.